A Loan Against Property (LAP) is a secured loan that allows you to leverage the value of your residential or commercial property to access quick funds. By pledging your property as collateral, you can avail a higher loan amount at competitive interest rates.

LAP can be used for a wide range of purposes — from expanding your business, funding a wedding, or paying for higher education, to consolidating debts or covering medical expenses. The flexibility of usage makes it a reliable solution for both personal and professional financial needs.

One of the major advantages of LAP is the longer repayment tenure, which helps you manage your EMIs comfortably. With RB Credits, you also benefit from transparent processes, minimal documentation, and quick approvals so you can access funds without unnecessary delays.