Apply for Loan
Application Form
Loan Application Process
To apply for any loan with RB Credits (Gold Loan, Business Loan, Personal Loan, Vehicle Loan, Home Loan, or Education Loan), please follow the steps below:
- Visit Our Office: You need to visit our RB Credits branch in person for verification and guidance.
- Carry Required Documents: Bring all necessary documents for your loan
type. Generally, you will need:
- Proof of Identity (Aadhar Card, Passport, Voter ID, etc.)
- Proof of Address (Utility bill, Ration card, Passport, etc.)
- Income Proof (Salary slips, Bank statement, ITR, Business proof)
- For Gold Loan: Your gold jewellery or ornaments for pledge
- For Vehicle/Home/Business Loan: Relevant property or vehicle documents
- Education Loan: Admission proof, fee structure, and identity documents
- Fill the Application Form: At the office, you will be provided with the loan application form. Fill it carefully with correct details.
- Verification & Valuation: Our team will verify your documents and, for secured loans like gold loan, assess the value of collateral.
- Loan Approval: Once verification is completed, your loan will be approved based on eligibility, documents, and collateral value.
- Loan Disbursal: After approval, the loan amount will be disbursed to your bank account or as per the agreed method.
- Repayment: Follow the repayment schedule discussed at the time of loan sanction. Flexible options are available for EMIs, bullet payments, or part payments.
Note: Ensure you carry all original documents and visit our office personally to complete the loan process efficiently. Our team will guide you at every step to make it quick and hassle-free.
