Your Trusted Partner in Financial Growth

About Gold Loan

A Gold Loan is one of the fastest ways to access funds by pledging your gold jewellery or ornaments as security. At RB Credits, we offer instant loans against gold with minimal documentation and quick disbursal, so you can meet your urgent financial needs without delay..

We ensure complete transparency in gold valuation, offering competitive interest rates and flexible repayment options to suit your budget. Our process is designed to be simple and hassle-free, with loan amounts determined based on the purity and weight of your gold.ipment, or fund expansion plans, our process is simple and hassle-free.

With RB Credits, you can trust that your gold is stored securely and insured until you repay the loan. Once the loan is settled, your gold is returned to you in the same condition. This makes our gold loan offering both secure and customer-friendly.


RB Credits’ gold loan services are designed for speed, safety, and convenience. With instant approval, same-day disbursal, and the assurance of secure storage, you can confidently meet your financial needs without selling your precious assets.

Apply for Loan
Gold Loan

Gold Loan

Get financing for whatever you need now

Achieve your goals and aspirations with the right kind of help, exactly when you need it. RB Credits offers fast and secure Gold Loan solutions to unlock the value of your gold assets.

Instant Gold Loan

Get instant funds against your gold jewellery at competitive interest rates. Apply online, check your eligibility in minutes, and enjoy quick approval with minimal documentation.

Gold Loan Top-Up

Already have a gold loan with us? Our Gold Loan Top-Up facility allows you to borrow additional funds on your existing gold loan, subject to valuation and eligibility.

Gold Loan for Business

Use the power of your gold to grow your business. RB Credits offers Gold Loans for business needs, ensuring quick funding to manage operations, expansion, or working capital.

Gold Loan for Personal Needs

Whether it’s a wedding, medical emergency, travel, or home renovation, our Gold Loan for Personal Needs gives you instant access to cash without selling your gold.

Get financing for whatever you need now

Enquire Now

Features of Home Loan

All loans are not created equal, and a gold loan has become a quick and reliable option for people to use.

Instant Loan Disbursal

Get immediate access to funds by pledging your gold jewellery, with approvals and disbursal often within the same day.

No Credit Score Requirement

Your gold’s value determines the loan amount, so you can get a loan even without a high credit score.

Flexible Repayment Options

Choose from multiple repayment methods — monthly EMIs, bullet payments, or part payments — to suit your convenience.

Safe & Secure Storage

Your pledged gold is stored in high-security vaults and fully insured until you repay the loan.

Gold Loan - Eligibility

Any individual — salaried, self-employed, professional, trader, or farmer — owning gold jewellery or ornaments can apply for a gold loan.

Age

Applicant should generally be between 18 and 70 years of age at the time of loan maturity.

Income

No minimum income requirement — loan eligibility is based on the purity and weight of the gold pledged.

Credit Rating

No specific credit score is required, as the loan is secured against your gold assets.

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

A gold loan is a secured loan where you pledge your gold jewellery or ornaments as collateral to get instant funds.
Any individual above 18 years of age owning gold jewellery can apply, regardless of employment type or income level.
The loan amount depends on the purity and weight of the gold you pledge, as per current market rates.
No, gold loans do not require a credit score check, as they are secured against your gold.
Yes, your gold is stored in secure, insured vaults and returned to you in the same condition once the loan is repaid.
WhatsApp